We make more money from people making payments on time than we do from missed payments or late fees.

That is why we do everything possible to make sure you only buy what you can afford and avoid missing any payments including:

• We stop you purchasing once you’ve missed a payment so you can’t go deeper into debt

• And we use proprietary technology to stop people purchasing too much – including half of all first-time purchasers and 30 per cent of all purchase attempts

Can you imagine a credit company stopping you from going further into debt or buying more because you missed a payment?

That’s why Afterpay is a great way to plan, book, buy and pay.