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Cotton On Kids
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Buy now, pay later at Cotton On Kids

Buy now, Pay later in the Afterpay app. Budget your spending. Earn rewards when you shop. Discover thousands of brands and millions of products, online and in-store. Do it all in the app, easily and securely.

How to use Afterpay at Cotton On Kids
  1. Download the Afterpay app and search for Cotton On Kids.
  2. Open the Cotton On Kids store and start shopping.
  3. Check out with Afterpay and choose how to pay.

Here's why you should Afterpay it

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Get what you need.

Shop Cotton On Kids and checkout with Afterpay.

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Choose how you pay.

Pay in 4, generally over 6 weeks, or choose monthly plans over 3, 6, 12 or 24* months.

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No late fees when you pay on time for Pay in 4.

We'll send you reminders and cap late payments to help you get back on track.

Buy Now, Pay Later at Cotton On Kids
Shopping at Cotton On Kids just got easier with Afterpay's BNPL (Buy Now, Pay Later) offering. Shoppers can enjoy the freedom to purchase their favorite items and 'pay over time' in manageable installments. With Afterpay, customers can buy what they want today and pay it off in four equal installments over 6 weeks. Afterpay provides shoppers flexible payment options when shopping with Cotton On Kids in Afterpay's mobile app. So, why wait? Shop at Cotton On Kids today and take advantage of Afterpay's easy and convenient payment plans.
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Afterpay US Services, LLC, NMLS ID 1870854 NMLS Consumer Access.


You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Late fees may apply. A finance fee may apply to certain transactions. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout. For complete terms see Afterpay terms. Pay in 4 loans without a finance fee to California residents are made or arranged pursuant to a California Finance Lenders Law license.


*Loans with a finance fee are underwritten and issued by First Electronic Bank. For example, if your loan has a finance fee, your annual percentage rate could be 36%. At a loan amount of $110 you could pay a down payment of $27.50 followed by 3 generally biweekly payments of $28.26 at a 36% APR. For complete terms see AFF loan agreement terms.

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