We cannot manually increase your spend limit, as it is automatically determined based on a range of different factors. Reviews occur regularly and your spend limit may change over time based on how you use your Afterpay account.

Whether you’re a new customer or have been with us for a while, we’ll regularly assess the whether a spend limit that we consider is appropriate for you. A variety of factors are taken into consideration, including your on-time payment history and how long you’ve been with us.

There are circumstances that may lower your spending limit, such as missing a payment, lack of spending activity or requesting a spend limit decrease. Conversely, consistently paying on time helps improve your chances of being assessed for a higher spend limit.

Good to know

• We cannot increase your spend limit manually, so please don't contact us to ask for a spent limit increase - we may offer you a spend limit increase from time to time and will let you know in the Afterpay app.

• You can manage upcoming payments in the Afterpay app, and in some cases, reschedule payments if needed.

• We may perform a credit check when assessing you for a spend limit increase in accordance with our General Terms. Our Privacy Policy outlines how we work with credit reporting bureaus to perform these checks. These enquiries may be visible to other lenders.

• If we need more information to assess you for a spend limit increase, we’ll get in touch via the Afterpay app.