Setting up an Afterpay account is simple and only takes a few minutes. To get the best experience, download the Afterpay app or use the Afterpay website sign-up page to apply. You can also apply during the checkout process at participating online retailers, where you’ll be redirected to the Afterpay sign-up page.To apply you will need to meet Afterpay's eligibility criteria, which includes:

• Be living in Australia

• Be at least 18 years old

• Have a valid and verifiable email address and phone number

• Use an Australian bank payment card

• Be capable of entering into a legally binding contract

• Have a verifiable valid ID

• Agree to our Privacy Policy and General Terms

• Satisfy our eligibility assessment which includes providing information about your income and expenses, and some information in your credit report.

If you're having trouble signing up, reach out to our customer service team here.

Once approved, when you want to make a purchase, just choose Afterpay as your payment method at checkout, where available.What happens if my application to use Afterpay is not successful?

We review several factors when assessing your Afterpay application, which includes information you have provided us, as well as information contained in your credit report, which is provided by Illion, a trusted credit reporting bureau. If we can't approve your application, we'll let you know.