Pay Monthly is Afterpay’s longer-term payment option. It lets you spread the cost of eligible Apple purchases over monthly instalments (6, 12, or 24 months).

You’ll see the maximum total cost, including any interest, upfront before you confirm your order. There are no hidden fees, no compounding interest, and no fees for paying off early. Interest applies unless your purchase qualifies for a promotional rate.

Where Pay Monthly is available

Pay Monthly is currently available at Apple only: online, in-store, and through telesales. It isn’t available at other retailers or through the Afterpay app at this time.

How it’s different from Pay in 4

• Pay in 4: 4 interest-free instalments over 6–8 weeks, available at thousands of retailers

• Pay Monthly: fixed monthly instalments over 6, 12, or 24 month terms, currently offered through Apple checkout only

Note: Pay in 4 is not available for Apple orders.

These are two separate products with separate spend limits, separate eligibility, and separate applications.

Getting help

Whether you contact Afterpay or Apple for support depends on your question:

• For questions about your Pay Monthly account, payments, or fees, contact Afterpay in the app or at help.afterpay.com.

• For questions about your order status, shipping, Trade In, damaged items, or goods not received, contact Apple at apple.com/orderstatus or by calling 133 622.

Afterpay Australia Pty Ltd ABN 15 169 342 947, Australian Credit Licence 527911