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Is there a cost to using Afterpay?Is it hard to open and use an Afterpay account?Will using Afterpay impact my credit score?Can I use Afterpay to order from another country? I want to use Afterpay - how do I apply?When will my first payment be taken?How does Afterpay work?Who can use Afterpay?Where can I use Afterpay?Is Afterpay really interest-free? Is there a catch?Is Afterpay safe and secure?Does Afterpay want me to miss payments so it can earn money from late fees?Is Afterpay just another form of debt?